Let Us Help Ease Your Financial Strain
Bankruptcy Lawyer in Westerville, OH
Legal Experience
Over 36 Years
Specialization
Bankruptcy law
Recognitions
Twice Selected as Bankruptcy Attorney of the Year
Who We Are
Christopher Gallutia, Attorney at Law, provides trusted legal solutions for bankruptcy, credit counseling, and tax resolution. With over 36 years of experience, we help individuals regain financial control through compassionate, expert guidance. As a licensed attorney and member of leading legal associations, we deliver proven results with personalized service tailored to each client’s unique financial situation.
How The Bankruptcy Attorney in Central Ohio Can Help
Bankruptcy Lawyer
Filing for bankruptcy can be tough. I’m here to guide you through the specifics of Chapter 7 and Chapter 13, ensuring you understand your rights and options.
Credit and Debt Counseling
My approach as a credit counselor is all about giving you the knowledge and tools to manage your finances better and avoid falling into the same traps again.
Tax Resolution
Dealing with the IRS can be intimidating, but you don’t have to face it alone. I’m here to help you tackle back taxes, negotiate settlements, and find solutions that work for your situation.
Local Highlights
Westerville, OH is full of history and heart, with a charming Uptown district that’s great for shopping, dining, and weekend strolls. It’s home to Otterbein University and has deep ties to the Underground Railroad. With its beautiful parks, family events, and strong community vibe, Westerville offers the perfect balance of small-town warmth and modern living.
Discover What Makes Us Uniquely Qualified
Christopher Gallutia, Attorney-at-Law is proud to be a trusted local law firm serving the Columbus Area. We are a member of:
Christopher Gallutia
Attorney at Law
Phone: (614) 575 - 1145
What Our Clients Are Saying About Us
Jenny L.
Christopher is a fantastic attorney. I’ve used him twice in the last 20 years and he has always been so helpful in helping me achieve what I needed done. I will alway refer him to anyone who is looking for an attorney. Thank you for everything Chris!
Tina
Mr. Gallutia has been knowledgeable, courteous, professional and compassionate over the past six years during several civil matters in which he acted for me. I recommend him highly. Prompt communication, updates, and very ethical.
Donjia H.
Great attorney, he keeps you informed about what is going on with your case, he is almost always available to talk, if not he will return your phone call quickly. When he says he’s going to do something he does it immediately. I had a great experience with Christopher, I would recommend him to anyone.
Frequently Asked Questions
What documents are needed to file for bankruptcy?
You’ll need recent pay stubs, tax returns (last 2 years), a list of all debts and assets, bank statements, and monthly expenses. Additional documentation may include property deeds, car titles, and loan agreements.
Can I keep my home and car if I file bankruptcy?
Yes, in many cases you can keep both, especially under Chapter 13 or if your equity falls within exemption limits. Your attorney will help determine what assets are protected based on your situation.
What should I prepare before a credit counseling session?
Gather your monthly income details, current bills, a list of all debts, and any recent credit reports. This information helps counselors assess your financial standing and create a personalized action plan.
How long does it take to resolve IRS tax debt?
The timeline varies depending on the complexity of your case and the resolution method (e.g., installment plan, offer in compromise). It can range from a few months to over a year.
Will filing Chapter 13 stop foreclosure or wage garnishment?
Yes, Chapter 13 bankruptcy triggers an automatic stay, which halts foreclosure proceedings and wage garnishments. You’ll then follow a structured repayment plan to catch up on missed payments.
guide towards a fresh financial start
Speak With an Experienced Bankruptcy and Tax Attorney Today
Ready to take control of your financial future? Call now to schedule your free consultation and get trusted legal guidance for bankruptcy, credit counseling, or tax resolution.
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Contact Information
Business Hours
Mon - Fri: 8:00 AM - 5:00 PM
Sat - Sun: By appointment only
Appointment are also available after 5:00 PM Monday - Friday by appointment.
Areas We Serve
We proudly serve clients throughout Central Ohio and the greater Columbus area, including Reynoldsburg, Blacklick, Pickerington, Pataskala, Whitehall, Gahanna, Westerville, Brice, and beyond.
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